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Basis

Decision model

Vehicle Cost Analysis

Lease, finance, or pay cash for this vehicle?

All models

Decision model

Basis simulates your scenario 5,000 times to show you the full picture that your decisions deserve.

Educational projections only. Basis explains visible inputs, assumptions, and modeled tradeoffs; it does not provide financial, tax, legal, investment, lending, insurance, or employment advice. Terms

Purchase Details

$
$
%
%
mo

Timeline

mo
mo

Financing can be sold before the loan ends. Leasing is modeled around the lease contract; if your comparison period runs longer, Basis approximates rolling into another lease.

Ready when you are

Configure your scenario and run the analysis

We will run 5,000 modeled paths to show the range of possible vehicle outcomes, not just one cost estimate.

How to read this model

Vehicle Cost Analysis is built for one purchase decision at a time. Use it when the price, timing, and payment path are known enough that the real question is how each option changes projected cost and monthly pressure.

Trust boundary

The model uses your scenario inputs and current assumptions. It does not pull live dealer offers, lender quotes, or insurance feeds into the calculation.