Decision model
Vehicle Cost Analysis
Lease, finance, or pay cash for this vehicle?
Decision model
Possible purchase paths across your selected inputs
Educational projections only. Basis explains visible inputs, assumptions, and modeled tradeoffs; it does not provide financial, tax, legal, investment, lending, insurance, or employment advice. Terms
Purchase Details
This comparison currently models a new vehicle. A used-vehicle comparison needs age, mileage, condition, and history inputs that aren't included yet.
Timeline
Financing can be sold before the loan ends. Leasing is modeled around the lease contract; if your comparison period runs longer, Basis approximates rolling into another lease.
Ready when you are
Configure your scenario and run the analysis
We will compare possible vehicle outcomes across the inputs you choose, not just one cost estimate.
How to read this model
Vehicle Cost Analysis is built for one purchase decision at a time. Use it when the price, timing, and payment path are known enough that the real question is how each option changes projected cost and monthly pressure.
Trust boundary
The model uses your scenario inputs and current assumptions. It does not pull live dealer offers, lender quotes, or insurance feeds into the calculation.