01
Inputs
Model the decision
Enter the option, costs, timing, and assumptions so the tradeoff is concrete instead of abstract.
Don't get left in the dark on your finances.
Model the decision, check whether the money plan supports it, and see what changed before the choice gets expensive to reverse.
Decision question
Can I take the Northstar offer and still move next year?
Basis Lens
Higher projected income, with the move plan still visible.
The model keeps assumptions, goal funding, and spending room in the same decision view.
Projected 3-year increase
$18,600
Move Fund
84%
Safe-to-spend
$428.76
Plan change
$312
Basis connects the decision to the money underneath it.
Basis Financial helps you test a major decision against the plan that has to support it. Each model keeps assumptions visible, connects the result to budget pressure and goals, and shows what changed before the choice becomes expensive to reverse.
Inputs
Assumptions stay visible
Income, costs, timing, and goals stay next to the projected result.
Budget
The plan has to support it
Scenario output is tied back to spending room, targets, and cash pressure.
Follow-through
Changes are easier to spot
When spending or inputs move, Basis highlights drift instead of burying it.
Three steps from scenario to plan.
The operating loop is direct: model the decision, check whether it can be funded, then keep watching the path as real spending and assumptions change.
02
Plan fit
Check fundability
See whether the plan can absorb the choice across spending room, savings targets, and goal timing.
03
Drift
Track changes
Keep the scenario connected to real spending and updated assumptions after the first model.
Start with the decision in front of you.
Basis is structured around consequential moments: offers, leases, cars, housing, and long-term planning that competes with current cash.
Car financing
Test payment size, insurance, down payment, timing, and the effect on monthly spending room.
Rent vs buy
Compare rent, ownership costs, cash reserves, and how long each path stays feasible.
Job offer
Compare salary, taxes, commute, relocation, vesting, and how the offer changes near-term cash.
Investment strategy
Compare retirement durability, ending-balance range, account buckets, and downside stress across strategy presets.
Understand the money patterns behind the decision.
Get a plain-language read on the tendencies that shape tradeoffs. Save it only if you want Basis to use it later.
Start assessmentYour Assessment Explained
Present bias
High
Near-term rewards may feel heavier than future benefits when tradeoffs are close.
Risk tolerance
Moderate
Upside matters, but the downside needs to be visible before a larger commitment feels usable.
Control preference
High
Editable assumptions and clear knobs can make projections easier to trust.
Complexity tolerance
Moderate
More detail helps when it is segmented into the decision, funding, and tracking layers.
Save your plan when you are ready.
Keep the model, connect real budgeting data, and track whether the decision stays feasible as life changes.
Create account to saveStored model runs
Keep the assumptions and projected outcome attached to the same decision.
Connected Financial Plans
Track how the decision changes projected progress toward the goals that matter.
Contextual Ask Basis
Ask questions about projections, inputs, budgeting data, and what changed.
How Basis handles projections.
Direct answers about model inputs, account creation, and the limits of projection-based planning.
View full FAQWhat is Basis Financial?
Basis Financial is a personal finance platform for modeling major decisions and connecting them to budgeting, safe-to-spend, and goal progress. It helps users see how a choice may change a financial path before they commit.
Does Basis give financial advice?
No. Basis shows projections based on visible inputs and assumptions. It does not provide financial, legal, tax, lending, insurance, or investment advice.
What models can I use?
Basis currently includes vehicle cost, rent vs. buy, career comparison, and investment strategy models. Each model is built for one decision type and shows the assumptions behind the result.
Can someone use Basis before creating an account?
Yes. Basis can start with a model or assessment before account creation. Saving a plan, connecting budget data, and tracking drift over time require an account.
How do Budgeting and Financial Plans connect?
Budgeting explains the current money picture: accounts, transactions, recurring cashflow, and safe-to-spend. Financial Plans use that context to show goal funding and allocation tradeoffs.
What does Pro add?
Pro is intended for the more connected Basis system: richer saved history, deeper planning, budgeting, and premium model detail where available. The pricing page is the source of truth for current plan packaging.